Welcome to the First Edition of the Shank & Falvey Insurance Blog! We thought you should have some idea of what to expect here and why you might want to come back.
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There’s nothing better than settling into a warm house while the cold wind blows outside. But, getting — and keeping — your home heated may pose a safety issue if you don’t take the right precautions. According to the National Fire Protection Association (NFPA), the leading months for home heating fires are December,...
If you’re like many shoppers, the idea of spending hundreds or more on gifts during the holiday season is stressful. Thankfully, there are many ways to help you stay within your budget while searching for the perfect gifts — and it starts with setting a budget and sticking to...
Owning a small business is one way many people achieve The American Dream. As a small business owner, you can offer something special to your community, whether it’s providing unique products and services or creating a small-town friendly atmosphere at your business by getting to know customers by name. This Thanksgiving weekend, you have the opportunity to showcase...
Auto insurance can be an expensive cost for many drivers, especially teen drivers or parents of young drivers. Rates can be high due to the increased liability young drivers pose. However, auto insurance discounts are available for a variety of driver types and can be substantial when combined. For instance, many...
As the temperature drops and the chill in the air turns to frost, it’s time to turn your attention to ensuring your home is ready for winter. Much like your car, your home needs some preparation for the upcoming elements, too. Here are some tips to help make sure your...
Car accidents are one of the main things that drivers need to worry about while on the road but not only do drivers have to worry about themselves and their aptitude for safety, they need to worry about everyone with whom they share the road. One of the most...
While not every home renovation works in the exact same order, you may want to follow a certain course to help avoid unnecessary work. For example, you don’t want to close walls and paint, only to realize you need to add a new plumbing stack that requires going behind...
There’s one determination that every business owner – regardless of their industry – needs to assess each year: how much flood insurance to purchase, based on the potential that a flood will happen. If history is any guide, thousands of business owners stand to be adversely affected by flooding. Since 2012,...
Small business owners can generally deduct certain expenses on their taxes. But which ones? Here’s a quick look at what’s deductible and what isn’t, according to the Internal Revenue Service (IRS). These Items Are Typically Tax Deductible: Employees’ pay Retirement plans Business rent Interest Taxes Insurance Business meals Business travel Business...
Dryers are among the least-discussed fire threats in the home, but can be a major risk when not properly monitored and managed. The National Fire Prevention Association states that from 2010-2014, there were 15,970 home fires each year involving clothes dryers or washing machines and resulting in $238 million per year in direct...